Personal Loan Eligibility
Check Loan Eligibility Criteria in 2 Mins & Apply Now
Looking for the best personal loan in the market? Money View personal loans come with a whole host of benefits. All you need to do is fulfill our eligibility criteria.
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How does my income affect my personal
loan eligibility?
Ans: Your income is one of the most important factors that determine your personal loan eligibility. Higher the income, greater is your ability to repay the loan. However, if you have multiple loans running at the same time then your repayment ability will be affected.
This is why before you get a loan, it is important to ensure that you are in a comfortable position to repay.
At Money View, we require applicants to have a minimum monthly income of Rs. 13,500 that is credited directly to their bank account.
Ans: When you apply for a loan, your lender will consider your existing debts. If you have a high debt-to-income ratio, i.e. you are repaying multiple loans through your existing income, then your perceived creditworthiness will be low. It indicates that you may not be able to repay a new loan easily if you are already repaying multiple loans and this will impact your eligibility criteria and your ability to avail loans easily.
Therefore, always try to keep your debt-to-income ratio low.
Top Features and Benefits of Personal Loan
Flexible Loan Amount
Choose any loan amount starting Rs.
5,000 upto Rs. 5 lakhs.
Find out the maximum loan amount
you’re eligible for online in 2 minutes
Collateral Free Loans
You don’t have to arrange for any
guarantor or pledge any asset while
applying for personal loans from
Money View
24 Hour Disbursal
Your loan will be credited within a day after
your loan application has been approved
Personal loan eligibility is calculated based
on the borrower’s credit score.
Affordable Interest Rates
Avail loans at affordable rates starting
at just 1.33% per month.
You must either have a minimum CIBIL
score of 600 or a minimum Experian
score of 650.
Personal Loan Eligibility - Related FAQs
01
Condition
You must be salaried or self-employed.Your monthly in-hand income must be Rs. 13,500 and above for salaried
applicants and Rs. 15,000 and above forself-employed applicants.Your income must be credited directly to your
bank accountYou must either have a minimum CIBIL score of 600 or a minimum Experian score of 650.
02
Acquire
Yes, you can. You can get an instant personal loan as long as your salary is Rs. 13,500 per month if you are
salaried and Rs. 15,000 per month if you are self-employed. However, to be eligible, your salary must be credited
to a bank account directly.
03
Look over
Money View personal loan eligibility check takes just 2 minutes to complete. You can check your personal loan
eligibility by either visiting th or by downloading our app.
04
Lowest
In order to get a personal loan from Money View, you need to fulfill the following criteria - If you are a salaried
employee, you will need to earn a minimum of Rs. 13,500 per month,If you are self-employed, you will need to
earn a minimum of Rs. 15,000 per month,Your salary must be credited to your bank account directly.
05
Count
Your salary is one of the most important eligibility criteria that lenders consider while disbursing loans. At Money
View, you need to have the following minimum salary to be eligible for our personal loan
How is Personal Loan Eligibility Calculated?
Calculated by credit score, income and age
How to Apply for An Instant Personal Loan
Get the loan amount disbursed to
your account in 2 hours of approval
Check Eligibility
Find out the maximum loan
amount you’re eligible for
online in 2 minutes
Select Loan Tenure
Choose a custom loan amount
and the repayment period that
suits your financial needs
Upload Documents
Provide your personal details and
upload the necessary documents,
all on the app or website
Amount Disbursed
Get the loan amount disbursed to
your account in 2 hours of approval
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Contact Us
Nagar Jaipur, Rajasthan,
A-22 White Tower, Shopping Centre Subhash Nagar Jaipur, Rajasthan, 302021 India
cs@pansari-leasing-finance.com
302021
PANSARI LEASING AND FINANCE LIMITED